Assessment

Answer a few questions, then submit your contact details.

Employment Type

W-2 Employee Union Worker Self-Employed 1099 Contractor

Are you interested in buying a home or refinancing a home?

Buying a home Refinancing a home

Would you like to schedule a phone appointment or proceed to a quick application for pre-approval?

Schedule a phone appointment Quick application for pre-approval

Why do you want to refinance?

I want to refinance for a lower rate I want to borrow equity and get cash from my home

What is your timeline for purchasing or refinancing?

ASAP 1–3 months 3–6 months 6+ months

Refinance – Document upload

Please provide your contact details and upload your most recent mortgage billing statement.

Name

Phone

Most recent mortgage billing statement

PDF, JPG, or PNG only.

Any immediate questions you'd like answered?

Optional. Type your questions below.

Schedule your call

Pick a time below to book your phone appointment.

Quick Application for Pre-Approval

Answer the following questions.

1. Do you currently rent your home or do you own a property?

Rent Own

2. What is your monthly housing expense currently?

3. What can you stretch up to for a total mortgage payment?

4. Select your estimated credit score range:

580 to 620 621 to 660 661 to 680 681 to 700 701 to 720 720 to 740 or 740+

5. Do you have a car payment?

Yes No

6. If yes, please type in your monthly minimum payment obligation for your auto loan.

7. What is the total amount of your monthly minimum credit card payments?

8. Do you have any personal loans or other monthly expenses that report to your credit, and if so, what are the minimum amounts?

9. How long have you been with your current employer?

10. Have you had any periods of time without employment in the last 24 months?

Yes No

11. Are you self-employed or do you have more than 25% ownership in any business?

Yes No

If yes: How long have you been operating the business?

Do you file separate business tax returns?

Yes No

12. What was your gross annual income in 2025?

13. What is your gross monthly income currently?

14. Do you plan to buy the home on your own, or will you be including another person on the application?

On my own Including another person

15. What is your legal marital status?

Single Married Divorced Widowed Separated

16. What is your current citizenship status?

United States citizen Permanent resident alien Non-permanent resident alien with DACA recipient approval Non-permanent resident alien with visa approval Non-permanent resident alien

17. Have you owned a home at any time in the most recent three-year period?

Yes No

18. Have you been able to set anything aside for a cash investment?

$0 to $2,000 $2,000 to $5,000 $5,000 to $10,000 $10,000 to $20,000 $20,000 to $50,000 $50,000 to $100,000 or 20% down or more

19. Are you interested in down payment assistance or first-time home buyer programs?

Yes No

20. Are you a veteran?

Yes No

Initiate Contact

Submit your details and we'll be in touch.

Name

Phone

Your application has been submitted.

Document Upload

If you'd like to get a head start on your full loan approval and offer, please upload the following documents.

Most recent pay stub
Pay stubs covering December of 2025
Employer W-2 form from most recent tax year 2025
An image or a copy of your driver's license or valid passport

Accepted formats: PDF, JPG, or PNG only.

Select files to upload

Ax Cortes will contact you within 24 hours to go over your next steps and provide results. Thank you for completing this form. Your mission has started, and the tactical work is being done on the backend. Talk to you soon.

Schedule a call

Thank you. Ax Cortes will reach out to you within 24 hours to go over the loan amount, payment, and interest rate estimate for your scenario.